The Allowance Problem: Credit Card or Debit Card?
We already ran the experiment: should AI agents get a credit card or a debit card?
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ai-governance
The Allowance Problem
Would you give your AI agent a credit card or a debit card?
Read field note →The operating model for the capability era
the models are improving faster than most enterprises are improving their control systems. The real gap is operational control, and the answer is better systems around the models.
Read field note →AI spend is becoming an operational risk category
AI cost is no longer just a procurement conversation. If agent usage grows faster than your visibility into spend and business value, you do not have control. You have drift.
Read field note →Autonomous by default is a governance decision
when autonomous mode becomes the default, that is not just a product feature. It is a governance decision about identity, permissions, approvals, and observability.
Read field note →Better model. Bigger control problem.
the models are getting better, but that is no longer the interesting problem. Capability is scaling faster than control, and that gap is where enterprise teams get hurt.
Read field note →Most AI incidents are really identity incidents
many so-called AI safety stories are really identity and access stories. Once systems can act, the access chain becomes the strategy.
Read field note →You can't govern what you can't count
if you can't count the agents, you can't govern them. The real enterprise AI challenge is visibility, identity, access, and control.
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